Get Pre-Approved Now near Southern Maryland

Auto Loans

The Waldorf Toyota finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Waldorf, Alexandria,VA, and La Plata to ensure our customers get the right finance program at the most competitive rates.

We strive to work with each customer to ensure their satisfaction. We have financed customers from Clinton to Fort Washington. Whether you are right down the road or an hour away from Waldorf you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.

How is your credit?

Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.

The Waldorf Toyota loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Toyota vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Toyota vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Waldorf Toyota finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Link: Get Pre-Approved


Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Maryland banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!

Toyota Finance Center FAQs

How do I get pre-approved for a car loan at Waldorf Toyota?

You can easily get pre-approved by filling out our online finance application. This process is quick, secure, and allows us to assess your eligibility.

What is the difference between getting pre-approved and pre-qualified?

Pre-approval involves a more in-depth review of your credit and finances, giving you a stronger purchasing position. Pre-qualification, on the other hand, is a preliminary assessment based on basic information without a hard credit check.

What financing options does Waldorf Toyota offer?

We offer various financing options through Toyota Financial Services (TFS), including loans and leasing, tailored to fit your budget and financial situation.

Does Waldorf Toyota offer credit assistance programs?

Yes, we have credit assistance programs designed for individuals with less-than-perfect credit. Our finance team will work with you to explore all available options.

Can I sell my vehicle to Waldorf Toyota?

Absolutely! We make it easy to sell your vehicle. Simply get your trade appraised online or visit us for an in-person evaluation.

How do I use the online payment calculator?

You can use our payment calculator to estimate your monthly payments based on vehicle price, down payment, loan term, and interest rate.

What financial relief options does Toyota Financial Services offer?

TFS provides financial relief programs for customers facing hardships. Please contact our team to learn more about eligibility and options for deferred or reduced payments.

Are there special lease deals available at Waldorf Toyota?

Yes, we regularly offer Toyota lease deals with attractive terms. Check our website or visit us to explore current offers.

How can I get a trade appraisal for my vehicle?

Use our online trade appraisal tool to get an instant estimate of your car's value. You can also bring your vehicle in for a professional appraisal.